Dashboard/J.P. Morgan Reserve Card
✦ By Invitation Only — This card is not publicly available
J.P. Morgan
Reserve Card
Network
Visa
Annual fee
$595
Total perk value
$1,200
Claimed this year
$0
Unclaimed
$520
Credit scoreExceptional (800+) — J.P. Morgan Private Client only
MaterialPalladium & Gold (28-gram metal card)
RequirementMust be a J.P. Morgan Private Client (typically $10M+ in investable assets)
✦ Invitation required — not available to the public

The world's most prestigious metal card. Palladium and gold construction, weighing 28 grams. J.P. Morgan Private Bank clients only.

Priority Pass Select — Unlimited
Annual credit

Unlimited Priority Pass lounge access for the cardholder and guests at 1,400+ airport lounges worldwide.

$300 Annual Travel Credit
Annual credit
$300

Up to $300 per year in statement credits for travel purchases — flights, hotels, car rentals, and more.

10,000 Anniversary Bonus Points
Annual credit
$100

10,000 bonus Ultimate Rewards-equivalent points on your account anniversary each year — worth approximately $100 in travel.

$120 Global Entry Credit
One-time credit
$120

Statement credit for Global Entry application fee (includes TSA PreCheck) every 4 years.

Every 4 years.

Luxury Hotel Benefits
Annual credit

Complimentary breakfast, room upgrade, and a $100 on-property credit at luxury partner hotels when booked through J.P. Morgan's preferred hotel program.

Primary Auto Rental CDW
Annual credit

Primary collision damage waiver on eligible car rentals — no need to involve your personal auto insurance first.

Trip Cancellation & Interruption Insurance
Annual credit

Coverage for non-refundable travel expenses if your trip is cancelled or interrupted due to a covered reason.

J.P. Morgan Concierge
Annual credit

24/7 dedicated J.P. Morgan concierge service for travel arrangements, restaurant reservations, event tickets, and personal requests.

Priority Restaurant Reservations
Annual credit

Priority access to coveted restaurant reservations at top-tier establishments through J.P. Morgan's exclusive restaurant network.

No Foreign Transaction Fees
Annual credit

No fees on purchases made outside the US or in a foreign currency.

The Physical Palladium Card
One-time credit

The card itself weighs 28 grams — made from palladium and gold. One of the most recognizable status symbols in the world.

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