Dashboard/American Express Platinum Card
American Express
Platinum Card
Network
Amex
Annual fee
$695
Total perk value
$1,544
Claimed this year
$0
Unclaimed
$1,684
Credit scoreExcellent (720+)
MaterialMetal

The flagship premium card for the frequent traveler.

$200 Airline Fee Credit
Annual credit
$200

Up to $200 per year in statement credits for incidental fees with your one selected qualifying airline (bag fees, seat upgrades, in-flight food, etc.).

Select your airline each January. Resets Jan 1.

$200 Fine Hotels + Resorts Credit
Annual credit
$200

Up to $200 back annually on prepaid Fine Hotels + Resorts or The Hotel Collection bookings made through Amex Travel.

Must book through AmexTravel.com

$200 Uber Cash
Annual credit
$200

$15 in Uber Cash each month, plus a $20 bonus in December — for Uber rides or Uber Eats orders.

$15/month + $20 bonus in December. Must add card to Uber app.

$240 Digital Entertainment Credit
Annual credit
$240

$20 per month in statement credits for eligible subscriptions: Disney+, Hulu, ESPN+, Peacock, The New York Times, The Wall Street Journal, and more.

$20/month. Check eligible merchants at amex.com.

$155 Walmart+ Credit
Annual credit
$155

Statement credit for one Walmart+ monthly membership ($12.95/month), covering the full annual cost.

Covers $12.95/month Walmart+ fee. Must enroll.

$100 Saks Fifth Avenue Credit
Semi-annual credit
$100

$50 in statement credits at Saks Fifth Avenue stores or saks.com in the first half of the year, and another $50 in the second half.

$50 Jan–Jun, $50 Jul–Dec

$300 Equinox Credit
Annual credit
$300

$25 per month in statement credits toward an Equinox club membership or the Equinox+ digital fitness app.

$25/month. Works for Equinox+ app too.

$189 CLEAR Plus Credit
Annual credit
$189

Statement credit that covers the full annual cost of a CLEAR Plus membership, letting you skip the ID check line at 50+ airports.

$100 Global Entry Credit
One-time credit
$100

Statement credit for the Global Entry application fee (which includes TSA PreCheck). Can be used for authorized users too.

Every 4.5 years. Applies per card member.

Centurion Lounge Access
Annual credit

Unlimited access to all American Express Centurion Lounges worldwide — 40+ locations including JFK, LAX, LGA, SEA, DFW, MIA, and international locations.

Up to 2 guests free. Guest policy changed in 2023 — guests require $50 fee unless you spend $75k+/year.

Priority Pass Select Membership
Annual credit

Complimentary Priority Pass Select membership with unlimited visits at 1,300+ partner lounges worldwide (not including PP-branded lounges).

Enroll through your Amex account online.

Delta Sky Club Access
Annual credit

When flying Delta, access Delta Sky Club lounges on the day of travel. Up to 10 complimentary visits per year starting Feb 2025.

Limited to 10 visits/year as of Feb 2025. $50/visit after that.

Escape Lounge Access
Annual credit

Complimentary access to Escape Lounge – The Centurion Studio Partner network at select airports.

Lufthansa Lounge Access
Annual credit

Access to Lufthansa Business Lounges and Senator Lounges when traveling on Lufthansa or Swiss.

Applies on day of Lufthansa/Swiss flight

Fine Hotels + Resorts Benefits
Annual credit

Daily breakfast for two, guaranteed 4pm late checkout, noon early check-in (when available), room upgrade, and a $100 on-property experience credit on every FHR stay.

Must book via Amex Travel. Available at 1,600+ properties.

Marriott Bonvoy Gold Elite Status
Annual credit

Automatic Marriott Bonvoy Gold Elite status, which includes room upgrades, 25% bonus points on stays, and 2pm late checkout.

Must enroll by linking your Marriott account. Renews annually.

Hilton Honors Gold Status
Annual credit

Automatic Hilton Honors Gold status, including room upgrades, complimentary breakfast or daily food/beverage credit, and 80% bonus points on stays.

Must enroll by linking your Hilton account. Renews annually.

Hertz President's Circle Status
Annual credit

Complimentary top-tier Hertz President's Circle status — guaranteed car class upgrade, expedited rental, and access to Hertz Gold Plus Rewards Priority Service.

Enroll at hertz.com/amex. Renews annually.

Avis Preferred Plus Status
Annual credit

Complimentary Avis Preferred Plus membership for skip-the-counter service and car class upgrades at Avis locations.

Enroll through Amex. Renews annually.

National Emerald Club Executive Status
Annual credit

Automatic National Car Rental Emerald Club Executive status — choose from a wide selection of vehicles in the Executive section and receive upgrades.

Enroll through Amex. Renews annually.

Trip Cancellation & Interruption Insurance
Annual credit

Up to $10,000 per covered trip ($20,000 per year) if your trip is cancelled or cut short due to a covered reason.

Must pay with card. Covers common carriers only.

Trip Delay Insurance
Annual credit

Up to $500 per covered trip for meals, lodging, and necessary items if your trip is delayed more than 6 hours.

Must pay with card.

Baggage Delay Insurance
Annual credit

Up to $100/day for 3 days if your checked bags are delayed more than 6 hours by a common carrier.

Lost Luggage Insurance
Annual credit

Up to $3,000 per covered person for lost or damaged carry-on and checked baggage on a common carrier.

Premium Car Rental Protection
Annual credit

Secondary auto rental collision damage waiver on eligible rentals. Optional upgrade to primary coverage available for a small fee per rental.

Must decline the rental company's CDW.

Cell Phone Protection
Annual credit

Up to $800 per claim (up to 2 claims per year) for theft or accidental damage to your cell phone.

$50 deductible. Must pay monthly bill with card.

Purchase Protection
Annual credit

Covers eligible purchases against accidental damage or theft for up to 90 days from the purchase date — up to $10,000 per claim.

Extended Warranty
Annual credit

Extends the original manufacturer's warranty by up to 1 additional year on eligible purchases with warranties of 5 years or less.

Return Protection
Annual credit

If a merchant won't accept a return, Amex will refund the purchase price up to $300 per item ($1,000 per year) within 90 days.

Platinum Concierge
Annual credit

24/7 access to a dedicated Platinum Concierge team who can help with hard-to-get restaurant reservations, event tickets, and personal requests.

ShopRunner Membership
Annual credit

Complimentary ShopRunner membership for free 2-day shipping at 140+ retailers including Bloomingdale's, Calvin Klein, and Neiman Marcus.

Enroll at shoprunner.com with your Amex card.

International Airline Program
Annual credit

Access to discounted and complimentary upgrades to First and Business class on 20+ airlines when booking through Amex Travel.

Requires booking through Amex Travel at a published First/Business fare.

No Foreign Transaction Fees
Annual credit

No fees on purchases made outside the US or in a foreign currency.

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