A dedicated, named Centurion Advisor assigned personally to you — available 24/7. Not a call center. Your advisor knows your preferences, travel patterns, and handles requests proactively.

Unlimited access to all Centurion Lounges worldwide with unlimited complimentary guests — no guest fee, ever. Includes the most premium airports: JFK, LAX, SFO, LAS, SEA, DFW, MIA, and international locations.

Automatic Delta Platinum Medallion status — complimentary upgrades, priority check-in, extra miles earning, and priority boarding on Delta flights.

Automatic Marriott Bonvoy Titanium Elite status — suite upgrades, late checkout, 75% bonus points, and access to Your24 flexible check-in/out.

Automatic Hilton Honors Diamond status — room upgrades, executive lounge access, complimentary breakfast, and 100% bonus points.

One complimentary companion airline ticket per year (up to $500 value) when you purchase a qualifying full-fare ticket.

Up to $500 per year in statement credits for airline fees with your selected airline — bags, seat upgrades, lounge day passes, and more.

Up to $500 per year toward Fine Hotels + Resorts stays booked through Amex Travel.

Automatic suite upgrades, spa treatment for two, daily breakfast for two, and a dedicated property liaison at every Fine Hotels + Resorts stay.

Preferred access to Wheels Up private aviation network — discounted membership and access to charter flights across the US and internationally.

Automatic top-tier elite status with all major rental car companies — Hertz President's Circle, Avis Chairman's, National Executive Elite, Sixt Platinum, and Silvercar preferred access.

Up to $500 per year in CLEAR Plus credits — covers the cardholder plus up to 3 family members' CLEAR memberships.

$125 semi-annually ($250/year) in statement credits at Saks Fifth Avenue stores or saks.com.

Up to $500 per year in statement credits toward Equinox club membership or Equinox+ digital app.

Exclusive access to fashion week front rows, Grammy after-parties, award show seating, private gallery openings, and curated cultural experiences unavailable to the public.

No preset credit limit — your spending power adjusts based on your usage, payment history, and financial profile.

Up to $10,000 per trip in coverage for non-refundable travel expenses if your trip is cancelled or interrupted due to a covered reason.

Up to $10,000 per claim and $50,000 per year against theft or accidental damage for eligible purchases.